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I am a United States Veteran or Active Military
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I have an existing FHA mortgage, and would like to reduce my rate.
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I want to get cash out of my property.
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I don't have a large down payment, and have concerns about my credit.
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I have an existing Fannie Mae or Freddie Mac mortgage, and I would like to reduce my rate but have no equity.
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I'm above the age of 62 and don't have income but want to use the equity in my home.
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I want to refinance my home and need a loan amount above $625,500.
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I want to finance a MANUFACTURED HOME.
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Effective Mortgage Company BRE# 01264208 NMLS # 252973
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